Money market funds

Money market funds form the basic category of shares funds which are primarily used for short-term valuation of money. They are an alternative to saving accounts or term deposits enabling the investor to share participate flexibly in the development of money and bond markets. Their investment goal is to exceed the interest of term deposits, as well as the yield of short-term interest rates at long horizons. The fluctuation of investment value in money market funds is usually low, but the high safety of investment is connected with a relatively lower long-term yield for the investor in comparison with other categories of open shares funds.
Money market funds are best for conservative investors expecting stable development of their investment with minimum fluctuations of its value, and for investors having short investment horizons or not being sure when they may need invested money.