Disclaimer

Disclaimer

The information provided at www.investicnicentrum.cz serves as additional information to our investors and depends on the knowledge of the person processing the information at the closing date.
At www.investicnicentrum.cz you will find international economic and strategic analyses whose authors are bank departments of Erste Group Bank and which comply with all legal requirements. A specific note is attached to every report, economic or strategic analysis. Analyses and conclusions are of general nature and do not take into account individual needs of our investors regarding yields, taxes or acceptable risks, nor whether any mentioned financial products or transactions are suitable or reasonable investments for them. The stated performances and sample calculations are not reliable for estimates of future performances. Previous performances do not have to indicate which future performances and transactions of financial products (including, without limitation, securities, term trades, options and other financial instruments) will bear risk.

The provided information should not be understood as personal investment advice or recommendation, purchase or sale offer; persuasion or recommendation to subscribe an offer, purchase or sale, or to participate in any financial products, or to participate in any business strategy related to them. Since not all the products or transactions are suitable or reasonable for all investors, please do not conclude any transaction without consulting it with investment consultants (including, without limitation, a legal and tax consultant) to be sure that, regardless of the information provided herein, a planned investment meets your needs and priorities and that you fully understand existing risks.

The information is based upon sources that we find reliable and complete. We retrieved and gathered the information carefully to the best of our knowledge and belief, but neither we nor our daughter companies and/or our members of the Board of Directors, managers, managing directors, agents, partners and employees hereby give any representation or warranty, whether explicit or implicit, regarding the accuracy, timeliness, completeness and correctness of the provided information. We, our daughter companies and/or our members of the Board of Directors, managers, managing directors, agents, partners and employees do not assume liability for any loss or damage of any nature (including, without limitation, direct or indirect loss or lost profit) that may result from or be related to the access to and/or use of our websites, or may result from your reliance upon the information provided.

We reserve a right to change the information at any time without prior notice. (Last update 05/2018)

If wish to get more information, please contact consultants at the branches of Česká spořitelna.

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WBAG

DISCLAIMER

A Non-Professional User may use the Market Data provided by WBAG only for his or her personal use that is related to the management of the personal assets of the non-professional use and not for any business purpose or for the benefit of a third party (e.g. non-commercial investment clubs, free-of-charge administration of other people’s assets). Any use of the Market Data for purposes other than private use shall be regarded by WBAG as professional use and shall be subject to the applicable fees.

Non-professional users acknowledge the Intellectual Property Rights of WBAG and of the Third Party Provider with respect to the Market Data.

The Non-Professional User agrees:
- Not to allow third parties to gain access to the Market Data or parts of it or to publish or forward it to third parties.
- Not to make the Non-Profession User’s ID or password available to any third party.
- To allow WBAG, Erste Group Bank AG or their respective authorized representatives to audit the Non-Professional User regarding the use of the Market Data.
- To inform WBAG and Erste Group Bank AG within 7 workdays in the event the status as Non-Professional User changes.

ICE LIBOR

DISCLAIMER

ICE Benchmark Administration Limited makes no warranty, express or implied, either as to the results to be obtained from the use of ICE LIBOR and/or the figure at which ICE LIBOR stands at any particular time on any particular day or otherwise. ICE Benchmark Administration Limited makes no express or implied warranties of merchantability or fitness for a particular purpose in respect of any use of ICE LIBOR.

OSLO BORS

Disclaimer and Copyright Notice

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Disclaimer

Oslo Børs ASA supplies the Information. The content of this web site is intended as a service to the market only. Oslo Børs disclaims all responsibility for any and all mistakes or inaccuracies in the information. Further, Oslo Børs disclaims all liability for loss or damage, which may result from the use of information on this web site.

Copyright Notice

The proprietor of certain material that is found on this web site is Oslo Børs ASA. The provisions of the Norwegian Copyright Act (Åndsverkloven) protect the material, and Oslo Børs has exclusive rights to dispose of such material found on this web site. The contents may not be made available outside of the private sphere or copied for a purpose other than for private use or as prescribed by involuntary statute, except with Oslo Børs’ prior written consent.

The material may be read on-screen, on spot and on-line. It may not be copied, downloaded, stored, transmitted or otherwise reproduced or made available.

The Equity Indices are based on MSCI’s Classification Model (Global Industry Classification Standard – GICS).

A description of the GICS is publicly available i.a. on Oslo Stock Exchange’s web site. You may not redistribute the description of the GICS to any third party.

The GICS is developed by and is the exclusive property of and service mark of Morgan Stanley Capital International Inc (MSCI) and Standard and Poor’s (S&P). It has been licensed for use by Oslo Børs and Erste Group Bank AG that are entitled to redistribute the classifications and products based on classifications made by MSCI and S&P to their clients. You are entitled to make use of the GICS solely for the purpose of comprehending the content of the Information (the products). Specifically, you may not use the GICS to create a classification designation in any way.

You hereby acknowledge that MSCI is the sole and exclusive owner of all right, title and interest in and to the GICS. You agree that the rights granted hereunder convey no rights, title or interest in or to the GICS to you. You may not use the GICS in any way other than as expressly provided herein.

Neither MSCI nor S&P nor any other party makes any express or implied warranties or representations with respect to this information (or the results to be obtained by the use thereof), and MSCI and S&P and any other party hereby expressly disclaim all warranties of originality, accuracy, completeness merchantability or fitness for particular purpose with respect to any of this information. The Equity Indices are not issued, sponsored, endorsed, sold or promoted by MSCI or S&P.

LONDON SE

DISCLAIMER

The information is supplied and owned by London Stock Exchange plc.

AUSTRALIAN SE

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without ASX Operations Pty Ltd. prior permission;

ASX Ltd. and Information Providers reserve all intellectual property rights in the Information;

ASX Ltd. and Information Providers accept no responsibility for any claim, loss or damage arising from the display of Information on the Website or any use of the Information displayed on the Website.

Any end user of the Information has to comply with any requirements in the ASX Market Data Products & Services Guide (www.asxonline.com).

Hong Kong SE

DISCLAIMER

“HKEx Information Services Limited, its holding companies and/or any subsidiaries of such holding companies endeavour to ensure the accuracy and reliability of the Information provided but do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omissions”

NIKKEI Index

DISCLAIMER

Any and all copyrights of “Nikkei Stock Average,” as well as any and all intellectual property rights and any other rights subsisting in the indications of “Nikkei” and “Nikkei Stock Average,” are owned by Nikkei.

TOKYO SE

Policies Regarding Usage of Market Information: 6.3.2

DISCLAIMER

It is prohibited to use, store, reproduce, display, modify, transmit or distribute the Information without Tokyo Stock Exchange, Inc. prior permission.

SIX Exfeed Ltd. – SCHWEIZER SE

DISCLAIMER

Regarding market data (the “Data”) provided by SIX Exfeed Ltd. (the “Supplier”) all recipients shall recognise that:

(a) the Supplier reserves all Intellectual Property rights to the Data
(b) the Supplier accepts no liability for the accuracy or reliability of the data or any losses or claims arising from use of the Data
(c) the Supplier may suspend or terminate receipt of Data by any party if the Supplier has reason to believe the Data is being misused or misrepresented.

DBAG

Allg. Geschäftsbedingungen zum Kursvermarktungsvertrag der DBAG: 7.1.+7.2.+9.4.+ 26.3.

DISCLAIMER

All market data provided by Deutsche Börse AG or any third party provider shall not be reproduced, displayed, modified, transmitted or distributed by any recipient of the market data. Any and all intellectual property rights of the Data shall be vested at all times with Deutsche Börse AG or with any third party provider of the data respectively.

ZAGREB SE

Stock Exchange Agr. Pkt 5. + 6 + email ZSE

DISCLAIMER

The supplier of certain information that is found on this website is Zagreb Stock Exchange, Inc. (the “Information”). The content of such Information may not be made available outside of the private sphere or copied, downloaded, stored, transmitted or otherwise reproduced for a purpose other than for private use. You may not redistribute the Information to any third party. The Zagreb Stock Exchange shall have no liability to users of this website for any direct or consequential damage or loss arising out of or in connection with any errors or omissions regarding the Information.