Gold ingots

• Gold as a store of value
Since time immemorial gold has been considered a valuable commodity. It has been a proven form of investment for many centuries.

• Independence
The certainty that gold brings is due to its independence. Gold to a maximum extent is independent of states, currencies, productivity or credit eligibility. Its price may be affected by economic and political factors, but its value and demand will not be placed at risk.

• Stability
Despite the fluctuating price of gold on the open market, its value remains stable in the long term.

• Gold reserve
Banks of issue hold their reserves in gold. Many experts also recommend to private investors that they should invest a smaller amount of their funds in precious metals. The creation of “family gold reserves” has proved its worth by the purchase of smaller amounts of gold over a longer period of time in regular intervals during which the fluctuation of rates is balanced out and the buying price is averaged out.

• Likvidity
Whoever has gold always has money. Gold is traded 24 hours a day worldwide. If you have gold you own a certain type of internationally recognised “currency” because you can sell gold at any time in any country.

Gold ingots
A gold ingot is one of the items made from precious metals and particularly from gold making it a truly exclusive product. However, gold ingots are not just a luxury gift you can give to others, but are above all investment products for the future.

It is possible to buy gold ingots at selected branches of Česká spořitelna under contract (Česká spořitelna points of sale providing Central Securities Depository services, trading in shares, state savings bonds and investment gold). An advisor will discuss the terms and conditions of the transaction with the client (type of ingot, number of ingots, price and point of collection) and conclude a purchase contract. A condition of concluding the purchase contract is that the client has sufficient funds in his investment account. The instance that the gold ingots are prepared for collection in the selected branch for personal collection (within 30 working days at the latest as of the date of conclusion of the purchase contract), the client is informed (by SMS, email) in accordance with the contract. The deadline for collection of the gold is 40 calendar days. The ingots can be physically collected at the following branches: Brno, Kounicova 4, České Budějovice, U Černé věže 1, Hradec Králové, tř. ČSA 402, Jihlava, Křížová 1338/1, Karlovy Vary, tř. TGM 14, Liberec, Felberova 12/9, Olomouc, tř. Svobody 19, Ostrava, 28. října 3348/65, Plzeň, Františkánská 15, Praha, Budějovická 1912/64b, Ústí nad Labem, Mírové nám. 2, Zlín, Zarámí 4463.

• Česká spořitelna points of sale