| 2023/02/02 16:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 0.82% p.a. |
| Difference | 0.00% (0.00) |
General attributes
| Product type | Premium deposits FX |
| Issuer | Česká spořitelna, a.s. |
| Issue date | 2022/03/31 |
| Currency | USD |
| Underlying | USD/EUR |
| - | |
| Maturity | 2023/03/29 |
| Minimum rate | 0.40% p.a. |
| Basic lower rate | 0.40% p.a. |
| Premium upper rate | 1.40% p.a. |
| Range width | 0 až 0.10 USD |
| Barrier in % | - |
| Investor tolerance | 1 (scale 1-7) |
PDF Downloads
| CZ Flyer |  |
| CZ Report MPV in USD | |
| CZ Report MPV in CZK | |
| CZ Report MPV in EUR | |
The information on the locked yield of products (in % p.a.) is only informative and is not binding for actual payment. The final yield value that is to be paid for the full product duration will be calculated shortly before its maturity. The previous performance will not guarantee the future performance.
Source: Česká spořitelna, a. s.
| Advantages | Disadvantages |
|
|
Secondary market
| The premium deposit with the features as stated above may only be set up till deposits in the amount corresponding to the type of premium deposit as determined by the Bank have been paid down. Currency premium deposits may be terminated ahead of schedule at ČS branches at any time. In such a case, however, a fee amounting to 2% of the withdrawn amount is charged due to additional bank costs. |
Disclaimer
| A Premium Deposit with the stated properties can only be set up till the volume of the issue of Premium Deposits as determined by the bank is used up. Currency Premium Deposits may be terminated ahead of schedule at Česká spořitelna branches at any time. In such a case, however, a fee is charged pursuant to the Premium Deposit Contract due to additional bank costs. You will get more details of advantages, risks and other significant circumstances related to Premium Deposits at the branches of Česká spořitelna. The information sources used are generally regarded as reliable, although Česká spořitelna or Erste Group Bank cannot guarantee the correctness and completeness of the information contained therein. The aim of this web page is to give information on the services and products contained therein; it is not a binding proposal establishing any rights and obligations for participants. All information you can find here is of informative nature only. Before using the web page for investment, a specialized Česká spořitelna consultant should be consulted. |
| 2023/02/02 16:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 0.82% p.a. |
| Difference | 0.00% (0.00) |
General attributes
| Product type | Premium deposits FX |
| Issuer | Česká spořitelna, a.s. |
| Issue date | 2022/03/31 |
| Currency | USD |
| Underlying | USD/EUR |
| - | |
| Maturity | 2023/03/29 |
| Minimum rate | 0.40% p.a. |
| Basic lower rate | 0.40% p.a. |
| Premium upper rate | 1.40% p.a. |
| Range width | 0 až 0.10 USD |
| Barrier in % | - |
| Nominal amount | 100.00 |
| Underlying price | 1.09065 |
| Underlying price date | 2023/02/03 |
| Strike day | 2022/03/31 |
| Observation period | Daily |
| First trading day | 2022/02/28 |
| Last trading day | 2022/03/30 |
| Revolving | no |
| Minimum investment | 100 |
| Maximum yield | 1.40% p.a. |
Premium deposits FX | Description
| Premium deposits are the right products to deposit funds that are free for a limited period of time. The premium of the currency premium deposit depends on the development of the determined currency pair. Interest is applied every day at a higher or lower rate depending on whether the exchange rate is inside or outside the determined range. The range is changed for every month pursuant to the last rate in the previous month. The total deposit yield is a sum of yields for all days of the premium period. |
Description Yield Calculation
| Interest at a rate of 0.40% or 1.40% p. a. is paid on the premium deposit every day. The higher interest rate will be applied if the USD/EUR exchange rate as announced by CNB for the respective day is inside the determined range (including limiting values). Thus the resulting deposit yield will be a sum of the yields for individual interest days. The first determining range will be set pursuant to the exchange rate as announced by CNB on 31.3.2022. The limit of the determining range will be 10 cents (USD) above the rate. The yield depends on the development of the USD/EUR exchange rate as announced by CNB for every day. The higher yield falls on the day when dollar weakens in the determined range in comparison with its rate at the beginning of the month. The determining range for the determination of the premium will be set monthly pursuant to the current value of the exchange rate, in the range from USD 0 to 0.10. Principal and yield payout from 29.3.2023. |
Disclaimer
| A Premium Deposit with the stated properties can only be set up till the volume of the issue of Premium Deposits as determined by the bank is used up. Currency Premium Deposits may be terminated ahead of schedule at Česká spořitelna branches at any time. In such a case, however, a fee is charged pursuant to the Premium Deposit Contract due to additional bank costs. You will get more details of advantages, risks and other significant circumstances related to Premium Deposits at the branches of Česká spořitelna. The information sources used are generally regarded as reliable, although Česká spořitelna or Erste Group Bank cannot guarantee the correctness and completeness of the information contained therein. The aim of this web page is to give information on the services and products contained therein; it is not a binding proposal establishing any rights and obligations for participants. All information you can find here is of informative nature only. Before using the web page for investment, a specialized Česká spořitelna consultant should be consulted. |
| 2023/02/02 16:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 0.82% p.a. |
| Difference | 0.00% (0.00) |
| 2023/02/03 00:35:33 | |
|---|---|
| Price | |
| 1.09065 USD | |
| 1 EUR = 1.09065 USD 1 USD = 0.91687 EUR |
|
| Difference | -0.96% (-0.01) |
General attributes
| Exchange rate | - |
| Exchange | OTCD FX Premium |
| Exchange | OTCD FX Premium |
| Security type | Currency |
Market data
| Open | 1.1012 USD |
| High | 1.10266 USD |
| Low | 1.0885 USD |
| Close (prev. day) | 1.10124 USD |
Performance and Risk
| 1W | 6m | 1Y | 3Y | |
| Perf (%) | +0.85% | +7.31% | -2.31% | -0.74% |
| Perf (abs.) | +0.01 | +0.07 | -0.03 | -0.01 |
| Beta | - | - | - | - |
| Volatility | 9.20 | 9.47 | 8.92 | 7.04 |
Futures and Options
| Related Futures | 69 |
| Related Options | - |
Scale: ABS REL
Underlying
Add Benchmark:
Please pay attention to currency units, monitor purchase and sale prices. Some currencies are quoted in other units.Source: FactSet
Price data
| Ø price 5 days | Ø volume 5 days (pcs.) | 1.08917 USD (0) |
| Ø price 30 days | Ø volume 30 days (pcs.) | 1.07939 USD (0) |
| Ø price 100 days | Ø volume 100 days (pcs.) | 1.04527 USD (0) |
| Ø price 250 days | Ø volume 250 days (pcs.) | 1.03022 USD (0) |
| YTD High | date | 1.10327 USD (2023/02/01) |
| YTD Low | date | 1.04816 USD (2023/01/06) |
| 52 Weeks High | date | 1.14949 USD (2022/02/10) |
| 52 Weeks Low | date | 0.95320 USD (2022/09/28) |
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