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OPTIMUM


A mixed mutual fund with an intelligent investment strategy

ISIN:
CZ0008474814

2019/08/22
NAV
1.0525
Difference 0.05% (0.00)

General attributes

Fund typeDefensive Balanced Funds
Investment companyErste Asset Management GmbH, pobočka Česká republika
CurrencyCZK
Type-
Begin of subscription period-
Inception2015/09/21
Licenced inCZ
Duration of fundopen end
Total assets14,391,666,834.00 CZK
Fiscal year01/01 - 12/31
Initial charge1.00%
Management fee0.70%
Ongoing charges1.33%
Minimum investment300 CZK
Account number6530192/0800
Recommended holding periodAt least 3 years
Investor experience-
Investor tolerance3 (scale 1-7)

Fund PDF download

Monthly fund reportPDF Download
CZ FlyerPDF Download
Obchodní podmínky České spořitelny pro poskytování investičních služeb - platné od 3.1.2018PDF Download
Scale: ABS REL


The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value.  Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
Advantages Details you should be aware of
• The fund is optimal for a medium to long-term investment horizon of four years and more.• The currency hedging is actively managed. • The price for purchasing the participation certificates is 1% • The immediate availability of investment funds (usually on the second working day after giving the selling instruction) • The minimum investment is CZK 300 • For regular investment there is a fee discount for the purchase of investment certificates.

Secondary market

Purchase of share certificates
You need to conclude an Investment Services Agreement to invest in the open-end mutual funds. Then you just need to remit the invested amount to the collection account number of the selected fund and indicate the Asset Account number as the variable symbol (stated in the Investment Services Agreement). It is more convenient to use a regular investment order for regular investments (e.g. via internetbanking) because you can get a discount (the terms and conditions are shown in the Price List). The internetbanking allows you to continuously follow the trend in your investments.

Redemption/sale of share certificates
To redeem share certificates, please visit any branch of Česká spořitelna or use the services of our internetbanking.

For new clients:
If you have not invested with Česká spořitelna yet, contact your personal advisor or come to any branch of Česká spořitelna, or use the free phone line 800 468 378, where we will gladly answer your questions and help you to choose the most convenient investment solution.

 
ČS list of charges for mutual funds unit trading





Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Performance goal and investment strategy

The objective of the mixed mutual fund OPTIMUM is the long-term overperformance of the yields of Czech medium term government bonds. The fund is a comprehensive investment portfolio. By means of an intelligent investment strategy it responds flexibly to the market trend making it possible to adjust the ratio between the portfolio’s conservative and dynamic component. Thanks to this it optimises the ratio between the yield potential and the fluctuation of the fund’s value. The conservative part of the portfolio provides it with stability and consists of conservative bonds and instruments of the monetary market. Its share during periods of market fluctuations can form a predominant part of the portfolio of up to 80%. The share of the dynamic component (real estate investments, stock and alternative investment instruments ) is then significantly reduced. At a time of the growth of dynamic assets the fund’s intelligent strategy allows an increase of the share of this component. The share of dynamic assets will be maintained at a neutral weight of 50%.

Performance (2019/08/15)

Period YTD
6m
1Y
(% p a)
3Y
(% p a)
5Y
(% p a)
10Y
(% p a)
since inc.
(% p a)
Perf 5.18 2.58 2.27 1.08 - - 1.21

Annual performance in % (2019/08/15)

Period 2014 2015 2016 2017 2018
Perf - - 0.96 2.38 -3.51

Performance Calculator

Try to calculate the historical performance of the fund with our calculator.

Minimum & maximum performance in % p.a. (2019/08/15)

1Y
5.09
 
-4.26
3Y
1.90
 
-0.09

Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Top holdings (2019/07/31)

ISINNameCurrency%FA
AT0000A1Z8N0ERSTE IMMOBILIENFONDS-D01 T-9.03
CZ0008475225SPOROINVEST CZK DPM C-8.55
CZ0008475373CS NEMOVITOSTNI REICO DPM C-7.20
CZ0001004113GOVERNMENT BOND VAR 12/09/20-5.65
LU0616945100CANDR BONDS-EMER MKTS-V-5.04
CZ0008474863FOND STATNICH DLUHOPISU-4.14
CZ0008473188LIKVIDITNI FOND-3.83
LU0113258742SCHRODER INTL EURO CORP-CAC-3.59
AT0000A1YRN5ESPA BOND EURO CORP. EUR DPM C-2.75
CZ0008473659DLUHOPISOVY FOND-2.34

Percentage asset types (2019/07/31)

47.40 %Bonds and Money Markets
23.74 %Real Estates Investments
14.68 %Equity Markets
13.68 %Alternative Markets
0.47 %Equity Futures

Holdings by currency (2019/07/31)

100.00 %CZK



Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Know-How

 
In our know-how area you can find all relevant details on the different types of bonds. The tutorial gives you selected information about the functionality of bonds and assists you in making your investment decision. In our glossary we explain the most important keywords and within the FAQ section you can find answers to the most common questions concerning this topic.

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Performance overview table

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Contact

 
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