| 2023/02/03 | |
|---|---|
| NAV | |
| 113.3800 | |
| Difference | 0.27% (0.31) |
General attributes
| Fund type | Balanced Balanced Funds |
| Investment company | Erste Asset Management GmbH |
| Currency | EUR |
| Type | VT |
| Begin of subscription period | - |
| Inception | 2013/11/04 |
| Licenced in | AT,CZ,DE,HR |
| Duration of fund | open end |
| Total assets | 393,000,271.56 EUR |
| Fiscal year | 01/01 - 12/31 |
| Initial charge | 1.50% |
| Management fee | 0.90% |
| Ongoing charges | 1.28% |
| Minimum investment | According to offer |
| Account number | - |
| Recommended holding period | At least 6 years |
| Investor experience | - |
| Investor tolerance | 2 (scale 1-7) |
| Disclosure Regulation | Article 8 |
Fund PDF download
| Prospectus |  |
| Key Information Document (KID) | |
| ESG Information | |
| CZ Disclaimer | |
Fund annual reports
| Annual Reports | 2021/12/31 | |
| First-Half Report | 2022/06/30 | |
Scale: ABS REL
The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value. Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
| Advantages | Details you should be aware of |
| A modern, active investment strategy ensures a fair balance of risk and return. The broad investment in a vast array of asset classes allows for a significant degree of risk diversification, which may reduce the risk of capital losses. You can sell your YOU INVEST fund at any time at the current redemption price. | Investments on the capital markets are subject to market price fluctuations. Capital loss is possible. Foreign exchange fluctuations may have a negative effect on the price of the fund. Risks that may be significant for the fund are in particular: credit and counterparty risk, liquidity risk, custody risk, derivative risk and operational risk. Comprehensive information on the risks of the fund can be found in the prospectus or the information for investors pursuant to § 21 AIFMG, section II, "Risk information". |
Secondary market
Purchase of share certificates |
Risk notes according to 2011 Austrian Investment Fund Act
| Unless explicitly noted otherwise, performance figures for periods of less than five years always start from the launch of the fund. Performance figures for periods of less than 12 months in particular are not indicative of a fund’s development due to their short-term nature. |
| YOU INVEST GREEN balanced may make significant investments in demand deposits or time deposits with a maximum maturity of 12 months pursuant to section 72 of the 2011 Austrian Investment Fund Act. |
| YOU INVEST GREEN balanced may make significant investments in investment funds (UCITS, UCI) pursuant to section 71 of the 2011 Austrian Investment Fund Act. |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Performance goal and investment strategy
| YOU INVEST GREEN balanced offers investors a dynamic mix of different asset classes. Within the YOU INVEST product family for private customers, it is the fund with a balanced risk appetite and suitable for long-term capital accumulation. A balanced ratio of opportunities and risks favours this solution. The portfolio is continuously monitored by our experts and regularly optimized in line with current market opportunities. The fund management is managed within a comprehensible and structured investment process.
Investment decisions align with the ERSTE AM responsible approach, considering sustainable and ethical selection criteria. The fund invests up to 30% in equities or equity funds and up to 100% in bonds or bond funds. The fund employs an active investment policy and is not oriented towards a benchmark. The assets are selected on a discretionary basis and the scope of discretion of the management company is not limited. For further information on the sustainable focus of YOU INVEST GREEN balanced as well as on the disclosures in accordance with the Disclosure Regulation (Regulation (EU) 2019/2088) and the Taxonomy Regulation (Regulation (EU) 2020/852), please refer to the current Prospectus, section 12 and the Annex "Sustainability Principles". In deciding to invest in YOU INVEST GREEN balanced, consideration should be given to any characteristics or objectives of the YOU INVEST GREEN balanced as described in the Fund Documents. |
Performance (2022/12/30)
| Period | YTD |
6m |
1Y (% p a) |
3Y (% p a) |
5Y (% p a) |
10Y (% p a) |
since inc. (% p a) |
| Perf | -12.66 | - | -12.66 | -1.71 | -0.58 | - | 0.99 |
Annual performance in % (2022/12/30)
| Period | 2018 | 2019 | 2020 | 2021 | 2022 |
| Perf | -6.40 | 9.26 | 4.06 | 4.45 | -12.66 |
Funds ratio of bonds (2022/12/30)
| Average Yield | 5.35 % |
| Average time to maturity | 7.04 years |
| Duration in years | 4.04 years |
| Modified duration | 3.86 % |
Minimum & maximum performance in % p.a. (2022/12/30)
| 1Y | 18.32  |
 -13.84 | |
| 3Y | 5.90 |
-2.68 | |
| 5Y | 3.50 |
-1.96 |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Top holdings (2022/12/30)
| ISIN | Name | Currency | %FA |
| LU1806494412 | A-A.I.US C. IHEEOA | EUR | 15.07 |
| AT0000A0PHJ4 | ERSTE RESPON.BD EO CORP.T | EUR | 12.09 |
| LU2080995587 | SISF-SUS.EO CR. CEOA | EUR | 8.11 |
| LU0907928062 | DPAM L-BDS.EM SUST.FCEO | EUR | 7.73 |
| AT0000A2SQ86 | APOLLO NACHH.HIGH YIELD BOND A2S | EUR | 7.68 |
| AT0000A2DY00 | 1.RES.BD G.H.Y. R01EOT | EUR | 7.64 |
| AT0000A13EG7 | ERSTE RESP.BD EM COR.T | EUR | 5.14 |
| AT0000A03969 | ERSTE RESP.RES.(T)(EUR) | EUR | 2.87 |
| AT0000812995 | ERSTE BD EO MUENDELR.T | EUR | 2.52 |
| IE00BFMNPS42 | X(IE)-MSCI USA ESG 1C | EUR | 2.51 |
Percentage holdings by region (2022/12/30)
 | 45.21 % | North America |
| 19.95 % | Industrialised nations, supraregional |
| 17.96 % | Western Europe |
| 8.74 % | Emerging markets, supraregional |
| 8.14 % | Japan |
Percentage asset types (2022/12/30)
| 73.31 % | Bonds |
| 22.12 % | Equities |
| 4.57 % | Money market / Short-term investments |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |