| 2020/07/16 | |
|---|---|
| NAV | |
| 114.0700 | |
| Difference | -0.01% (-0.01) |
General attributes
| Fund type | Balanced Balanced Funds |
| Investment company | Erste Asset Management GmbH |
| Currency | EUR |
| Type | VT |
| Begin of subscription period | - |
| Inception | 2013/11/04 |
| Licenced in | AT,CZ,DE,HR |
| Duration of fund | open end |
| Total assets | 544,661,838.09 EUR |
| Fiscal year | 01/01 - 12/31 |
| Initial charge | 3.50% |
| Management fee | 0.90% |
| Ongoing charges | 1.37% |
| Minimum investment | According to offer |
| Account number | - |
| Recommended holding period | At least 6 years |
| Investor experience | - |
| Investor tolerance | 3 (scale 1-7) |
Fund PDF download
| Prospectus |  |
| Key Investor Information Document | |
| CZ Disclaimer | |
Fund annual reports
| Annual Reports | 2019/12/31 | |
| First-Half Report | 2019/06/30 | |
Scale: ABS REL
The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value. Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
| Advantages | Details you should be aware of |
| A modern, active investment strategy ensures a fair balance of risk and return. The broad investment in a vast array of asset classes allows for a significant degree of risk diversification, which may reduce the risk of capital losses. You can sell your YOU INVEST fund at any time at the current redemption price. | Investments on the capital markets are subject to market price fluctuations. Capital loss is possible. Foreign exchange fluctuations may have a negative effect on the price of the fund. |
Secondary market
Purchase of share certificates |
Risk notes according to 2011 Austrian Investment Fund Act
| Unless explicitly noted otherwise, performance figures for periods of less than five years always start from the launch of the fund. Performance figures for periods of less than 12 months in particular are not indicative of a fund’s development due to their short-term nature. |
| YOU INVEST balanced may make significant investments in investment funds (UCITS, UCI) pursuant to section 71 of the 2011 Austrian Investment Fund Act. |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Performance goal and investment strategy
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Performance (2020/06/30)
| Period | YTD |
6m |
1Y (% p a) |
3Y (% p a) |
5Y (% p a) |
10Y (% p a) |
since inc. (% p a) |
| Perf | -2.48 | - | 0.23 | 0.34 | 0.75 | - | 1.78 |
Annual performance in % (2020/06/30)
| Period | 2015 | 2016 | 2017 | 2018 | 2019 |
| Perf | -2.00 | 2.56 | 3.97 | -6.40 | 9.27 |
Funds ratio of bonds (-)
| Average Yield | 2.59 % |
| Average time to maturity | 6.83 years |
| Duration in years | 4.93 years |
| Modified duration | 4.86 % |
Minimum & maximum performance in % p.a. (2020/06/30)
| 1Y | 10.40  |
 -8.74 | |
| 3Y | 3.01 |
-2.68 | |
| 5Y | 1.86 |
-1.96 |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Top holdings (2020/06/30)
| ISIN | Name | Currency | %FA |
| AT0000700786 | ERSTE MORTGAGE R01TEO | EUR | 7.98 |
| LU0113258742 | SISF EURO CORP.BD C ACC | EUR | 7.49 |
| AT0000812961 | ERSTE BOND DOLLAR T | EUR | 7.20 |
| LU0354092115 | CANDR.M.MKT.-EURO AAA V C | EUR | 5.04 |
| AT0000637491 | ERSTE BD USA HY R01TE0 | EUR | 4.89 |
| AT0000812870 | ERSTE STOCK GL R01TEO | EUR | 4.34 |
| LU0474966081 | PICTET-USA INDEX I EOA | EUR | 3.20 |
| AT0000724307 | ERSTE RESERVE EO R01TEO | EUR | 3.16 |
| IE00BZ04LQ92 | VAN.I.S.-U.S.I.G.C.I.IPEH | EUR | 3.00 |
| LU0616945100 | CANDR.BDS-EM.MKTS VC.EO H | EUR | 2.88 |
Percentage holdings by region (2020/06/30)
 | 46.82 % | North America |
| 17.56 % | Industrialised nations, supraregional |
| 15.88 % | Western Europe |
| 10.83 % | Asian emerging markets |
| 6.75 % | Japan |
| 1.36 % | Middle East & Africa |
| 0.79 % | Latin America |
Percentage asset types (2020/06/30)
| 52.08 % | Bonds |
| 24.70 % | Equities |
| 12.09 % | Alternative strategies / Other |
| 11.14 % | Money market / Short-term investments |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |