An interesting yield potential of up to 35% in five years with a min. 90% return on the nominal value of PDCP PROFIT 5 at its maturity date.

Every rationally thinking person looks for ways of how to most effectively increase the value of his money. However it is not that easy to assess and consider the best investment solution for you. For many it is important to know beforehand what the trend of the investment might be, and most of all what is its yield potential and market risk taken. If these parameters are also important to you, then the Prémiový dluhový cenný papír PROFIT 5 is here for you.
The yield of the five-year Prémiový dluhový cenný papír PROFIT 5 stems from the trend of highly reputable European companies which are marked above all by the low fluctuation in the value of their shares and paying out a high long-term dividend yield.
These are represented by the European  STOXX®Europe Select 50 share index, which is not just limited to countries of the Eurozone, but selects shares of companies from all the major European markets across all economic sectors  (e.g. shares of companies such as ALLIANZ, GLAXOSMITHKLINE, BAE SYSTEMS, SWISSCOM, KUEHNE + NAGEL, ČEZ, RTL, VIVENDI, MARKS & SPENCER, LAGARDERE, TELEFONICA DEUTSCHLAND and others). Every quarter the structure of the index is reviewed and according to the current market trend the representation of each company and their weight in the index is optimised.

How does the Prémiový dluhový cenný papír PROFIT 5 work?

• The yield of the five-year PDCP PROFIT 5 depends on the trend of STOXX® Europe Select 50 share index  containing high quality shares of companies from all major European markets.
• On 12 July 2016 the initial value of the underlying asset will be fixed.
• The underlying asset is monitored quarterly. Every quarter the value of the underlying asset is fixed on the observation day.
• The average value of the underlying asset is calculated from the sum total of these 20 values gained during observation. It is compared with its initial value.
• During the lifetime of the premium bond the negative value may also be included.
• The total yield is calculated at the maturity date as follows: 100% + (average of the underlying asset values from all 20 observations/initial value of the underlying  asset – 1), while the closing average value of the underlying asset may be negative up to – 10%.
• The minimum return of PDCP PROFIT 5 at its maturity date is 90% of its nominal value.
• The maximum level of the premium is fixed at 35% for the duration of the PDCP PROFIT 5, i.e. in 5 years.
• The regular observation and averaging of the obtained values partly protect the investor from any sharp fall in the prices of the monitored underlying asset just before the maturity date. The total yield does not only depend on the closing value of the observed underlying asset.

Examples of scenarios at maturity – see the leaflet

• The Premium Bond maturity date is 23 July 2021
• Česká spořitelna pays out the yield and nominal value 
• It takes 3 working days to settle the buying and selling of the Premium Bond