Attractive potential yield of up to 35% for five years with a minimum 90% return of the nominal value of PDCP PROFIT 2 at its maturity date.

Each rationally thinking person looks for ways of how to get the most effective return on his money. However that matter of how to evaluate and consider which investment solution is the best is not that simple. For many it is important to know beforehand what the trend of investment could be, and above all the yield potential, and the market risk involved. If these parameters are also important to you then the Prémiový dluhový cenný papír PROFIT 2 is here for you.

The yield of the five-year Prémiový dluhový cenný papír PROFIT 2 is based on the trend of reputable global companies which pay out a high dividend yield in the long term. 

They are represented by the STOXX® Global Select Dividend 100 share index which includes one hundred high quality companies from North America, Europe and Asie/Australia (such as Allianz, Intel, E.ON, TOTAL, Merck & Co., ROYAL DUTCH SHELL, ZURICH INSURANCE GROUP, GLAXOSMITHKLINE, Kimberly-Clark and others).

How does the Prémiový dluhový cenný papír PROFIT 2 work?

• The yield of the five-year PDCP PROFIT 2 depends on the trend of the STOXX® Global Select Dividend 100 share index containing stocks with a high dividend yield. 
• The initial value of the underlying asset shall be fixed on 10. March 2016.
• The underlying asset is observed quarterly. Its value is fixed on the observation day every quarter of a year.
• As part of the observation the average value of the underlying asset is calculated from the total of these 20 gained values. This value is compared to its initial value.
• During the lifetime of the premium bond also a negative value may be included.
• The total yield at the maturity is calculated as follows: 100% + (average of the values of the underlying asset from all the 20 observations /initial value of the underlying asset – 1), while the final average value of the underlying asset can be negative up to – 10 %.
• The minimum return on the PDCP PROFIT 2 at the maturity date is 90% of its nominal value.
• The maximum premium is fixed at 35% for the duration of the PDCP PROFIT 2, i.e. for 5 years.
• Regular observations and the averaging of the obtained values partially protect the investor from any sharp fall of the prices of the observed underlying asset just before the maturity date. The total yield in fact does not depend just on the closing value of the underlying asset.

Examples of scenarios at maturity – see the leaflet

• The maturity date of the Premium Bond (Prémiový dluhový cenný papír) is 22 March 2021
• Česká spořitelna pays out the yield and the nominal value 
• It takes 3 working days to settle the buying and selling of the Premium Bond

• The minimum purchased quantity: 1 piece
• Brokerage fee for buy/sell: CZK 100 per instruction regardless of the level of investment
• The Bond can be sold even prior to the maturity date for the price according to Česká spořitelna Exchange Rate List which you can find here at the Investment Centre/Exchange Rate Lists