UNIVERSUM

A balanced mutual fund is a comprehensive investment portfolio.
ISIN: CZ0008475688  

 
Performance goal and investment strategy
Through its attractive investment strategy combining several types of assets, the UNIVERSUM fund attempts to surpass the yields of Czech government bonds in the long-term. The fund is a comprehensive investment portfolio. It is not limited only to basic types of investments (classes of assets), but through the flexible investment strategy exploits the potential of the yield and alternative investments and real estate component. It can flexibly respond to the market trend and adjust the ratio of the portfolio’s conservative and dynamic component to benefit the possible yield. Therefore it very effectively optimises the ratio between the yield potential and fluctuation of the fund’s value.The conservative part of the portfolio adds stability to the fund and consists of conservative bonds and instruments of the money market. Their share may, in periods of market fluctuations, form most of the portfolio, i.e. a maximum of 90% and a minimum of 50%. The share of the dynamic component is therefore significantly reduced. The portfolio’s dynamic component consists above all of shares which have a minimum representation of 10% in the portfolio. These are supplemented by real estate and alternative investment instruments. In a period of growth of dynamic assets the fund’s flexible investment strategy enables an increase of the share of this component. The share of the dynamic assets can form up to 50% of the portfolio.
 
Performance (2019/11/07)
Period
YTD
6m
1Y
(% p a)
3Y
(% p a)
5Y
(% p a)
10Y
(% p a)
since inc.
(% p a)
Perf 5.38 2.51 3.56 - - - 3.87
Annual performance in % (2019/11/07)
Period 2014 2015 2016 2017 2018
Perf - - - - -
Minimum & maximum performance in % p.a. (2019/11/07)
1Y
3.90
3.56
 
 
Disclaimer
Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.