Fond život. cyklu 2030 FF

Mixed mutual fund with a shrinking share of equities over time with maturity in 2030.

Performance goal and investment strategy
The fund’s performance objective is to outperform Czech government bond yields in the long term by a combination of investments in bonds and equities. This is an open-ended mutual fund with an optimised investment strategy, which is adapted to a long-term investment horizon. It is suitable for investors who plan to use their assets in around 2030. This strategy uses the growth potential of equity markets, which can achieve an attractive yield. Thanks to life cycle funds, the investor can secure his future financial needs, perhaps in case of retirement. The fund adjusts the composition of a portfolio with the fund’s end date approaching in 2030. At the start of the fund investments are made in more dynamic assets – stocks which historically bring higher yields in the long term. During the life of the fund with the approaching so-called target date (such as expected retirement) assets will gradually be allocated more conservatively. At the end of the investment period, the fund only invests in the most conservative assets – exclusively in money market instruments.

Performance goal and investment strategy

The fund’s performance objective is to outperform Czech government bond yields in the long term by a combination of investments in bonds and equities. This is an open-ended mutual fund with an optimised investment strategy, which is adapted to a long-term investment horizon. It is suitable for investors who plan to use their assets in around 2030. This strategy uses the growth potential of equity markets, which can achieve an attractive yield. Thanks to life cycle funds, the investor can secure his future financial needs, perhaps in case of retirement. The fund adjusts the composition of a portfolio with the fund’s end date approaching in 2030. At the start of the fund investments are made in more dynamic assets – stocks which historically bring higher yields in the long term. During the life of the fund with the approaching so-called target date (such as expected retirement) assets will gradually be allocated more conservatively. At the end of the investment period, the fund only invests in the most conservative assets – exclusively in money market instruments.

Performance (2024/04/18)
Period	YTD	6m	1Y (% p a)	3Y (% p a)	5Y (% p a)	10Y (% p a)	since inc. (% p a)
Perf	1.50	7.81	8.68	1.81	3.25	2.90	0.84

Annual performance in % (2024/04/18)
Period	2019	2020	2021	2022	2023
Perf	14.01	2.86	5.51	-8.03	10.52

Minimum & maximum performance in % p.a. (2024/04/18)
1Y	57.40
	-50.85
3Y	17.82
	-12.38
5Y	13.75
	-6.39
10Y	7.75
	-0.69

Disclaimer
The full names of the open-ended mutual funds and complete product information are provided in the statutes (prospectuses) of the funds. The information stated herein is of the nature of a promotional message. The information stated in this message is not an investment recommendation or investment advice since it does not take into account the specific situation of specific investors. The value of the financial instruments may rise and fall, while there is no guarantee of a return on the originally invested amount. Past performance is no guarantee of the same performance in a future period. A visitor to this website may be outside the target market of the financial instruments stated herein. We recommend that you consult your specific investment plan with an expert advisor who will verify that the planned investment will be commensurate with your knowledge and experience, that it will be in accordance with your needs, characteristics and goals, financial circumstances or relation to risk, and will familiarise you with all possible risks of a specific investment opportunity.

Disclaimer

The full names of the open-ended mutual funds and complete product information are provided in the statutes (prospectuses) of the funds. The information stated herein is of the nature of a promotional message. The information stated in this message is not an investment recommendation or investment advice since it does not take into account the specific situation of specific investors. The value of the financial instruments may rise and fall, while there is no guarantee of a return on the originally invested amount. Past performance is no guarantee of the same performance in a future period. A visitor to this website may be outside the target market of the financial instruments stated herein. We recommend that you consult your specific investment plan with an expert advisor who will verify that the planned investment will be commensurate with your knowledge and experience, that it will be in accordance with your needs, characteristics and goals, financial circumstances or relation to risk, and will familiarise you with all possible risks of a specific investment opportunity.