Fond život. cyklu 2020 FF

Balanced fund with shrinking share of equities at the time of the fully conservative fund in 2020
ISIN: CZ0008472735  

 
Performance goal and investment strategy
The performance objective of the fund is to exceed the yields on bonds through combined investments in bonds and stocks in the long term. It is an open share fund with an optimized investment strategy adjusted to the long-term investment horizon. It is intended for investors who plan to use their money around the year 2020. The strategy uses the growth potential of stock markets, by which an attractive yield can be achieved. Thanks to life cycle funds, the investor can secure his/her future financial needs, for example at retirement. The fund modifies the portfolio composition with the approaching investment (fund) end date. At the fund beginning, investments are made into dynamic assets – stocks which, however, bring historically highest yields in the long term. The stock part is invested through index stock funds (of ETF type), which leads to a very broad portfolio diversification and cost saving. The currency risk is actively managed. The asset distribution will gradually become more conservative during the fund life with the approaching target date (for example the expected retirement date). At the end of the investment, investments will only be made into most conservative assets – solely in money market instruments.
 
Performance (2019/11/28)
Period
YTD
6m
1Y
(% p a)
3Y
(% p a)
5Y
(% p a)
10Y
(% p a)
since inc.
(% p a)
Perf 2.73 1.54 2.13 0.97 0.38 2.41 0.60
Annual performance in % (2019/11/28)
Period 2014 2015 2016 2017 2018
Perf 4.06 -1.14 1.68 0.86 -1.29
Minimum & maximum performance in % p.a. (2019/11/28)
1Y
42.63
-35.98
3Y
14.28
-5.65
5Y
10.79
-2.02
10Y
5.77
0.34
 
 
Disclaimer
Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.