Prémiový dluhopis MULTI 14

Why buy Prémiový dluhopis MULTI 14?

• Interesting yield potential of up to 30% for its duration.
• 90% participation in a regularly observed trend of a broadly diversified underlying asset – the Global Multi Asset Strategy EUR index.
• Regular observation of the underlying asset. The resulting yield is calculated as 90% participation of the average annually fixed values of the observed underlying asset.
• Even with a greater fall in the underlying asset at least 100% of the PD MUTLI 14 nominal value (see Note) is always paid out at maturity thanks to the guarantee.
• Fast availability of funds. You can sell the PD MULTI 14 subject to standard market conditions, through Česká spořitelna at any time before maturity, for the market price shown in the Exchange Rate List of Česká spořitelna. However in such a case the price may fluctuate even below 100% of its nominal value. The payout guarantee of a minimum of 100% of its nominal value (see Note) applies to payout at maturity.
• PD MULTI 14 is issued in Czech crowns, the investor does not bear the currency risk.

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Note: The disbursement of the guaranteed amount depends on the ability of the issuer and guarantor to meet its commitments arising from the guarantee.

• Electronic version of the prospectus is published on the Issuer´s website http://prospectus.socgen.com/ or on www.investicnicentrum.cz/prospekty .
• You can find the Key Information Document on  https://regulatory.sgmarkets.com/#/priips/kid .

An interesting yield potential of up to 30% in five years with a minimum 100% return on the nominal value (see Note) of the PD MULTI 14 at its maturity date.

The global “multi asset” investment strategy uses a broad spectrum of underlying assets ranging from bonds, shares to commodities and applies a flexible approach to the management of the market risks taken and the yield potential. This complex investment method is used for the PD MULTI 14, whose yield depends on the trend of Global Multi Asset Strategy EUR index.

• Issuer: SG Issuer
• Guarantor: Société Générale SA (S&P's A / Moody's A1 / Fitch A+)
• Underlying: Global Multi Asset Strategy EUR Index
• Subscription period: 02/07/2020 (9.00)–30/07/2020 (16.00)

Please, find more information in the leaflet.

How does the Prémiový dluhopis MULTI 14 work?

• The yield of the five-year PD MULTI 14 depends on the trend of global Global Multi Asset Strategy EUR.
• The initial value of the underlying asset shall be determined on 30 July 2020.
• The underlying asset is observed annually. Each year its value is recorded on the observation day.
• The average value of the underlying asset is calculated from these 5 values acquired during observation. This is then compared to its initial value.
• The total amount of the payout at maturity is calculated: 100% of the nominal value of the PD MULTI 14 + participation 90% x (average value of 5 observations of the underlying asset/initial value – 1).
• Even with a greater fall in the underlying asset at least 100% of the PD MULTI 14 nominal value (see Note) is always paid out at maturity thanks to the guarantee.
• For the duration of the PD MULTI 14 its price may fall even below 100% of its nominal value with regard to the trend in the underlying asset and market conditions.
• The maximum amount of the premium is fixed at 30% of the Premium Bond nominal value for the duration of the PD MULTI 14, i.e. for 5 years.
• Regular annual observation and averaging of the acquired index values partly protect the investor from any sharp fall of the prices of the observed underlying asset just before maturity. The total yield does not depend only on the closing value of the observed underlying asset, but on the continuous value of the underlying asset throughout the duration of the PD MULTI 14. However regular observation can also reduce the resulting yield (if for example there is a rise in the underlying asset just before maturity).

You will find examples of scenarios at maturity in the leaflet

• Maturity of the Premium Bond is 6 August 2025
• Česká spořitelna pays out the yield and the nominal value
• Liquidity: daily according to current market prices in the Exchange Rate List of Česká spořitelna, a.s.
• It takes three working days to settle the buying and selling of the Premium Bond

• Minimum purchased amount: 1 piece
• Selling price: 100%, free of charge
• The Premium Bond can be sold even before the maturity date for the price in the Česká spořitelna Exchange Rate List which you will find here at the Investment Centre/Exchange Rate Lists
• Price for the provision of early redemption: 2% of the transaction volume.

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Note: The disbursement of the guaranteed amount depends on the ability of the issuer and guarantor to meet its commitments arising from the guarantee.

Note 2.: Product risk rate weight is on a scale from 1 to 7 from a potentially lower risk and yield of 1 to a potentially higher risk and yield of 7 assuming that you will keep the product until the maturity date. The real risk may substantially differ, if you sell the product prematurely. The product risk-weight is a guide for comparing the rate of risk in comparison with others. It shows how likely it is that you can lose money as a consequence of movements on the markets, or because the issuer will be unable to pay out the money.

 Note 3.: You will find the exact expression of product costs in the PD MULTI 14 Issue order.