Prémiový dluhový cenný papír TECHNOLOGY AUTOCALL 4

• Option to obtain an interesting yield of up to 28.5% in 3 years.
• PDCP TECHNOLOGY AUTOCALL 4 can be automatically repaid early already after the first year of its duration period or the following year, if at the observation date the individual underlying shares are at or above the valid early repayment barrier. 
• Interesting barrier level of 50% of the initial value (see Note 2) of the individual underlying shares for payout of the yield and the nominal value of PDCP TECHNOLOGY AUTOCALL 4 observed at the date of fixing the closing value of the individual underlying shares. 
• Additional protection mechanism for payout of the nominal value of PDCP TECHNOLOGY AUTOCALL 4 at the date of its maturity. 
• Barrier for automatic early repayment decreasing over in time: 90% (after a year), 80% (after two years).
• PDCP TECHNOLOGY AUTOCALL 4 is issued in Czech crowns, the investor does not bear any currency risk. 

• Electronic version of the Basic Prospectus is published on the Issuer´s website www.documentation.ca-cib.com or on www.investicnicentrum.cz/prospekty.
• Key Information is published on the website  https://www.documentation.ca-cib.com/Document/Search or you can find it on www.investicnicentrum.cz.

PDCP TECHNOLOGY AUTOCALL 4 with the option of an automatic early repayment makes it possible to gain an attractive annual yield of 9.5% (see Note). The total yield for its three-year duration may then reach as much as 28.5%.

The payout of the yield and nominal value of PDCP TECHNOLOGY AUTOCALL 4 is subject to the price development of shares of three significant technological companies ASML, Capgemini and SAP. In addition, the construction of PDCP TECHNOLOGY AUTOCALL 4 makes its automatic early repayment possible even in case of the slight fall or stagnation of underlying assets. PDCP TECHNOLOGY AUTOCALL 4 may be repaid early already after the first year or the following year depending on the fulfilment of conditions for early repayment. 

More information you will find in the leaflet.

• The payout of the potential yield and nominal value of PDCP TECHNOLOGY AUTOCALL 4 depends on the market rate development of shares of companies such as – ASML, Capgemini a SAP.
• For the duration of PDCP TECHNOLOGY AUTOCALL 4, it can be automatically repaid early once a year, if at the observation date the value of each individual underlying share will be equal or higher than the comparable value of the underlying share at the relevant observation date.
• If the automatic early repayment condition is not met, PDCP TECHNOLOGY AUTO¬ CALL 4 continues to the next possible repayment date.
• If PDCP TECHNOLOGY AUTOCALL 4 is automatically repaid early, the investor will receive its nominal value and yield of 9.5% (see Note) for each year that passed since the issue date. 
• If there is no automatic early repayment made and at the date of fixing the closing value of individual underlying shares the value of any of them does not fall below 50% barrier of its initial value, the nominal value of the premium debt security and the total yield of 28.5% (equivalent of three annual yields in the amount of 9.5% (see Note)) will be paid out at the maturity date.
• If there is no automatic early repayment and at the date of fixing the closing value of individual underlying shares  the price of at least one underlying share falls below the barrier of 55% of its initial value, and at the same time the closing value of any of the remaining shares will not be equal or higher than its initial value, the payout of the nominal value of PDCP TECHNOLOGY AUTOCALL 4 at the maturity date will be decreased by the loss of the worst of the three shares since the date of fixing its initial value until the date of fixing its closing value. The investor will lose more than 50% of invested money and no yield will be paid out to him.  
• Principle of additional protection mechanism: if there is no automatic early repayment and at the date of fixing the closing value of individual underlying shares.

• Maturity shall be 17.06.2027
• Česká spořitelna pays out the yield and the nominal value 
• It takes two working days to settle the buying and selling of the Premium Bond

• Minimum purchased amount: 1 piece
• Price for early redemption: according to the current Price List (balance at the bond issue date: 2% of the transaction volume)
• Selling price: 100%, no fee
• Liquidity: daily according to current market prices, indications in the Česká spořitelna, a. s. Exchange Rate List

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Note 1: PDCP TECHNOLOGY AUTOCALL 4 pays out any potential yields in a lump sum at its early or regular maturity date, the consolidated interest is not claimed. 
Note 2: The initial value shall be calculated based on closing prices of the underlying assets on 10June 2024.
Note 3: You will find the accurate expression of product costs in the Subscription Instruction of PDCP TECHNOLOGY AUTOCALL 4.
Note 4: On a scale from 1 to 7, from potentially lower risk and yield 1 to potentially higher risk and yield 7, provided that you keep PDCP TECHNOLOGY AUTOCALL 4 until the maturity date. The real risk may differ substantially if you sell early.