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Premium deposit equity

What are Premium deposits equity?

A premium deposit is a lump sum monetary deposit managed in Czech crown or in euro whose interest yield is premium. Stock premium deposits are intended for clients who want to invest on the stock market without a risk that the amount invested could be lost. The premium amount depends on the development of the prices of selected stock titles. The product tenure is 2.5 years.

How do Premium deposits equity work?

The premium amount depends on the development of the prices of selected stocks of companies traded in Europe, Asia and America and is determined every calendar day. The premium amount is determined on the basis of the starting value of every stock. Every calendar day of the premium period closing prices of stocks for the respective day are compared with their starting prices and pursuant to predetermined ranges, premium corresponding to one of three interest rates is credited. If prices of all stock titles are above or equal to their starting values, the highest interest rate will be applied. If the price of a stock title is below its starting value, but prices of all stock titles reach at least the determined barrier, the medium rate will be applied. The 0%-rate will be applied on a day that the price of one stock or several stocks drops below the determined barrier.

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The tutorial gives you detailed information about the functionality, as well as the chances and risks of the product.

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