| 2024/10/11 17:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 2% p.a. |
| Difference | 0.00% (0.00) |
General attributes
| Product type | Premium deposits FX |
| Issuer | Česká spořitelna, a.s. |
| Issue date | 2024/09/30 |
| Currency | USD |
| Underlying | USD/EUR |
| - | |
| Maturity | 2025/09/26 |
| Minimum rate | 2.00% p.a. |
| Premium upper rate | 5.00% p.a. |
| Range width | 0 až 0.10 USD |
| Barrier in % | - |
| Investor tolerance | 1 (scale 1-7) |
PDF Downloads
| CZ Flyer |  |
| CZ Report MPV in USD | |
| CZ Report MPV in CZK | |
| CZ Report MPV in EUR | |
The information on the locked yield of products (in % p.a.) is only informative and is not binding for actual payment. The final yield value that is to be paid for the full product duration will be calculated shortly before its maturity. The previous performance will not guarantee the future performance.
Source: Česká spořitelna, a. s.
| Advantages | Disadvantages |
|
Please note that the target market of this investment instrument is listed below. If you do not meet any of the listed parameters, you may be outside the specified target market!
The target market defines the set of investors (retail clients) for whom the investment product is intended.
This investment product is intended for investors who:
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|
Secondary market
Who can buy?
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Disclaimer
| A Premium Deposit with the stated properties can only be set up till the volume of the issue of Premium Deposits as determined by the bank is used up. Currency Premium Deposits may be terminated ahead of schedule at Česká spořitelna branches at any time. In such a case, however, a fee is charged pursuant to the Premium Deposit Contract due to additional bank costs. You will get more details of advantages, risks and other significant circumstances related to Premium Deposits at the branches of Česká spořitelna. The information sources used are generally regarded as reliable, although Česká spořitelna or Erste Group Bank cannot guarantee the correctness and completeness of the information contained therein. The aim of this web page is to give information on the services and products contained therein; it is not a binding proposal establishing any rights and obligations for participants. All information you can find here is of informative nature only. Before using the web page for investment, a specialized Česká spořitelna consultant should be consulted. |
| 2024/10/11 17:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 2% p.a. |
| Difference | 0.00% (0.00) |
General attributes
| Product type | Premium deposits FX |
| Issuer | Česká spořitelna, a.s. |
| Issue date | 2024/09/30 |
| Currency | USD |
| Underlying | USD/EUR |
| - | |
| Maturity | 2025/09/26 |
| Minimum rate | 2.00% p.a. |
| Premium upper rate | 5.00% p.a. |
| Range width | 0 až 0.10 USD |
| Barrier in % | - |
| Nominal amount | 100.00 |
| Underlying price | 1.09335 |
| Underlying price date | 2024/10/12 |
| Strike day | 2024/09/30 |
| Observation period | Daily |
| First trading day | 2024/08/30 |
| Last trading day | 2024/09/29 |
| Revolving | no |
| Minimum investment | 100 |
Premium deposits FX | Description
| The currency premium deposit in USD offers the opportunity of profiting from the development of the dynamic underlying asset – the USD/EUR exchange rate (calculated on the basis of the CZK/EUR and CZK/USD exchange rates, which is fixed on a daily basis and published by the CNB) – without the risk of loss of the invested money. The money bears interest every day using the basic or premium rate depending on the development of the underlying exchange rate and the total annual yield is the sum total of all daily yields. Statutory deposit insurance applies to currency premium deposits. |
Description Yield Calculation
The yield depends on the development of the USD/EUR exchange rate calculated as a share of the CZK/EUR and CZK/USD rates announced for each day by the CNB.
The deposit bears daily interest by a basic (lower) or premium (higher) interest rate.
Interest bearing by the basic or premium rate depends on whether the observed rate is outside or within the decisive band. This is determined for each individual month as a deviation in US cents from the fixed USD/EUR exchange rate of the last working day in the given month and applies to the following month. If both rates (CZK/EUR and CZK/USD) are not available on the given day, the USD/EUR exchange rate of the last day when the CNB fixed both rates will be used to determine the band.
The premium (higher) interest rate is used in case that the observed USD/EUR rate for the given day will be within the fixed decisive band, including the extreme values.
The basic (lower) interest rate is used in case that the observed USD/EUR rate for the given day will be outside the set decisive band. |
Disclaimer
| A Premium Deposit with the stated properties can only be set up till the volume of the issue of Premium Deposits as determined by the bank is used up. Currency Premium Deposits may be terminated ahead of schedule at Česká spořitelna branches at any time. In such a case, however, a fee is charged pursuant to the Premium Deposit Contract due to additional bank costs. You will get more details of advantages, risks and other significant circumstances related to Premium Deposits at the branches of Česká spořitelna. The information sources used are generally regarded as reliable, although Česká spořitelna or Erste Group Bank cannot guarantee the correctness and completeness of the information contained therein. The aim of this web page is to give information on the services and products contained therein; it is not a binding proposal establishing any rights and obligations for participants. All information you can find here is of informative nature only. Before using the web page for investment, a specialized Česká spořitelna consultant should be consulted. |
| 2024/10/11 17:31:00 | |
|---|---|
| Bid | Ask |
| 100.00 | - |
| Minimum yield | 2% p.a. |
| Difference | 0.00% (0.00) |
| 2024/10/12 20:23:08 | |
|---|---|
| Price | |
| 1.09335 USD | |
| 1 EUR = 1.09335 USD 1 USD = 0.91462 EUR |
|
| Difference | -0.02% (-0.00) |
General attributes
| Exchange rate | - |
| Exchange | OTCD FX Premium |
| Exchange | OTCD FX Premium |
| Security type | Currency |
Market data
| Open | 1.09335 USD |
| High | 1.09335 USD |
| Low | 1.09335 USD |
| Close (prev. day) | 1.09353 USD |
Performance and Risk
| 1W | 6m | 1Y | 3Y | |
| Perf (%) | -0.37% | +2.77% | +3.77% | -5.18% |
| Perf (abs.) | +0.00 | +0.03 | +0.04 | -0.06 |
| Beta | - | - | - | - |
| Volatility | 2.07 | 4.74 | 5.29 | 6.99 |
Futures and Options
| Related Futures | 61 |
| Related Options | - |
Scale: ABS REL
Underlying
Add Benchmark:
Please pay attention to currency units, monitor purchase and sale prices. Some currencies are quoted in other units.Source: FactSet
Price data
| Ø price 5 days | Ø volume 5 days (pcs.) | 1.09437 USD (0) |
| Ø price 30 days | Ø volume 30 days (pcs.) | 1.10716 USD (0) |
| Ø price 100 days | Ø volume 100 days (pcs.) | 1.10000 USD (0) |
| Ø price 250 days | Ø volume 250 days (pcs.) | 1.08721 USD (0) |
| YTD High | date | 1.12140 USD (2024/09/25) |
| YTD Low | date | 1.06010 USD (2024/04/16) |
| 52 Weeks High | date | 1.12140 USD (2024/09/25) |
| 52 Weeks Low | date | 1.04952 USD (2023/10/13) |
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