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YOU INVEST active


The product only for clients of Erste Premier and Erste Private Banking. One-off payment up to CZK 50,000.

ISIN:
CZ0008474343

2019/11/12
NAV
1.0812
Difference 0.00% (0.00)

General attributes

Fund typeFlexible Balanced Funds
Investment companyErste Asset Management GmbH, pobočka Česká republika
CurrencyCZK
Type-
Begin of subscription period-
Inception2014/06/02
Licenced inCZ
Duration of fundopen end
Total assets195,543,861.00 CZK
Fiscal year01/01 - 12/31
Initial charge2.00%
Management fee1.10%
Ongoing charges1.77%
Minimum investment300 CZK
Account number-
Recommended holding periodAt least 5 years
Investor experience-
Investor tolerance4 (scale 1-7)

Fund PDF download

ProspectusPDF Download
Key Investor Information DocumentPDF Download
Obchodní podmínky České spořitelny pro poskytování investičních služeb - platné od 3.1.2018PDF Download

Fund annual reports

Annual Reports2018/12/31PDF Download
First-Half Report2019/06/30PDF Download
Scale: ABS REL


The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value.  Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
Advantages Details you should be aware of
• A modern, active investment strategy ensures a good balance of risk and return• The broad investment in a vast array of assets allows for a significant degree of risk diversification in the fund, which may reduce the risk of capital losses• You can sell your investment at any time at the current redemption price • Investments on the capital markets are subject to market price fluctuations• Capital loss is possible• Foreign exchange fluctuations may have a negative effect on the price of the fund• the product only for clients of Erste Premier and Erste Private Banking• one-off payment up to CZK 50,000• regular deposit up to CZK 1,000

Secondary market

Purchase of share certificates
You need to conclude an Investment Services Agreement to invest in the open-end mutual funds. Then you just need to remit the invested amount to the collection account number of the selected fund and indicate the Asset Account number as the variable symbol (stated in the Investment Services Agreement). It is more convenient to use a regular investment order for regular investments (e.g. via internetbanking) because you can get a discount (the terms and conditions are shown in the Price List). The internetbanking allows you to continuously follow the trend in your investments.

Redemption/sale of share certificates
To redeem share certificates, please visit any branch of Česká spořitelna or use the services of our internetbanking.

For new clients:
If you have not invested with Česká spořitelna yet, contact your personal advisor or come to any branch of Česká spořitelna, or use the free phone line 800 468 378, where we will gladly answer your questions and help you to choose the most convenient investment solution.

 
ČS list of charges for mutual funds unit trading





Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Performance goal and investment strategy

YOU INVEST active offers investors a dynamic mix of different asset classes. Within the YOU INVEST product family for retail clients, this is the fund for investors with the highest risk appetite and is suitable for the long-term building of capital. The price fluctuations may be comparatively significant. Our experts continuously monitor the portfolio and optimise it in accordance with the opportunities on the market. The fund management is implemented on the basis of a traceable and structured investment process.

Performance (2019/11/07)

Period YTD
6m
1Y
(% p a)
3Y
(% p a)
5Y
(% p a)
10Y
(% p a)
since inc.
(% p a)
Perf 9.99 3.22 5.00 2.85 1.57 - 1.48

Annual performance in % (2019/11/07)

Period 2014 2015 2016 2017 2018
Perf - -1.15 0.91 6.21 -7.94

Performance Calculator

Try to calculate the historical performance of the fund with our calculator.

Minimum & maximum performance in % p.a. (2019/11/07)

1Y
8.72
 
-9.17
3Y
3.06
 
-0.52
5Y
1.75
 
0.76

Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Top holdings (2019/09/30)

ISINNameCurrency%FA
LU0616945100CANDR BONDS-EMER MKTS-V-10.67
CZ0008474863FOND STATNICH DLUHOPISU-10.29
LU1382551585ASHMORE-EM LOC CUR BD-IEURU-8.24
CZ0008473188LIKVIDITNI FOND-7.42
AT0000A1Y9A6ESPA MORTGAGE-EUR D02 V-5.20
AT0000697081XT USA-4.67
LU1280280568GS US CORE EQUITY PT-I AC CL-3.98
LU0188798671PICTET - USA INDEX - I USD-3.80
-S & P 500 E-MINI CMEDEC19-3.45
AT0000A1Y3E1ESPA BOND USA HI YLD-EUR DPM C-2.92

Percentage asset types (2019/09/30)

39.90 %Bonds Markets
32.51 %Equity Markets
17.87 %Money Markets
9.72 %Alternative Markets
4.50 %Equity Futures



Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Know-How

 
In our know-how area you can find all relevant details on the different types of bonds. The tutorial gives you selected information about the functionality of bonds and assists you in making your investment decision. In our glossary we explain the most important keywords and within the FAQ section you can find answers to the most common questions concerning this topic.

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Buy securities directly in a branch of Česká spořitelna.

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Enjoy the opportunity to trade selected securities online via George, the new banking.

Fund chart analyzer

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Performance Calculator

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Performance overview table

Performance of mutual funds for various time periods with weekly updates.

Contact

 
Do you have any further questions which are not covered in our know-how area? Please ask directly our product specialists via our contact form.




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