| 2021/09/22 | |
|---|---|
| NAV | |
| 1.0669 | |
| Difference | 0.04% (0.00) |
General attributes
| Fund type | Flexible Balanced Funds |
| Investment company | Erste Asset Management GmbH, pobočka Česká republika |
| Currency | CZK |
| Type | - |
| Begin of subscription period | - |
| Inception | 2014/06/02 |
| Licenced in | CZ |
| Duration of fund | open end |
| Total assets | 176,057,844.00 CZK |
| Fiscal year | 01/01 - 12/31 |
| Initial charge | 0.75% |
| Management fee | 0.50% |
| Ongoing charges | 1.01% |
| Minimum investment | 300 CZK |
| Account number | - |
| Recommended holding period | At least 3 years |
| Investor experience | - |
| Investor tolerance | 4 (scale 1-7) |
Fund PDF download
| Prospectus |  |
| Key Investor Information Document | |
| Obchodní podmínky České spořitelny pro poskytování investičních služeb | |
Fund annual reports
| Annual Reports | 2020/12/31 | |
| First-Half Report | 2021/06/30 | |
Scale: ABS REL
The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value. Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
| Advantages | Details you should be aware of |
| • A modern, active investment strategy ensures a good balance of risk and return• The broad investment in a vast array of assets allows for a significant degree of risk diversification in the fund, which may reduce the risk of capital losses• You can sell your investment at any time at the current redemption price | • Investments on the capital markets are subject to market price fluctuations• Capital loss is possible• Foreign exchange fluctuations may have a negative effect on the price of the fund• the product only for clients of Erste Premier and Erste Private Banking• one-off payment up to CZK 50,000• regular deposit up to CZK 1,000 |
Secondary market
Purchase of share certificates Redemption/sale of share certificates For new clients: |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Performance goal and investment strategy
| YOU INVEST solid offers investors a conservative mix of different asset classes. Within the YOU INVEST product family for retail clients, this is the fund for investors with the least risk appetite. As a result, the expected growth in net asset value is comparatively lower. The focus is on price stability. Our experts continuously monitor the portfolio and optimise it in accordance with the opportunities on the market. The fund management is implemented on the basis of a traceable and structured investment process. Up to 20% of assets under management are invested directly or via other investments funds in risky assets. In the context of this investment, equities and high-yield bonds, among others, are deemed risky. The risk exposure is managed actively and may fluctuate from 0 to 20% over time. The weighting of the different asset classes in the portfolio changes dynamically. The different bandwidths are determined by the chosen risk aversion/risk appetite. The goal is to achieve maximum returns while bearing in mind the risk/return profile. |
Performance (2021/09/16)
| Period | YTD |
6m |
1Y (% p a) |
3Y (% p a) |
5Y (% p a) |
10Y (% p a) |
since inc. (% p a) |
| Perf | 0.51 | 1.57 | 1.82 | 2.27 | 0.85 | - | 0.93 |
Annual performance in % (2021/09/16)
| Period | 2016 | 2017 | 2018 | 2019 | 2020 |
| Perf | 1.26 | 0.77 | -4.03 | 5.92 | 2.29 |
Minimum & maximum performance in % p.a. (2021/09/16)
| 1Y | 7.01  |
 -4.67 | |
| 3Y | 2.37 |
-1.18 | |
| 5Y | 1.57 |
-1.12 |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
Top holdings (2021/08/31)
| ISIN | Name | Currency | %FA |
| CZ0008474863 | FOND STATNICH DLUHOPISU | - | 13.94 |
| CZ0008473659 | DLUHOPISOVY FOND | - | 11.09 |
| CZ0008473188 | LIKVIDITNI FOND | - | 8.84 |
| AT0000A1Y9A6 | ERSTE MORTGAGE-EUR D02 V | - | 5.72 |
| AT0000A1Y9M1 | ERSTE BD EM CORPRT-EUR D02 V | - | 5.20 |
| AT0000A27ZR9 | ERSTE BOND CHINA-R01 RT | - | 4.62 |
| LU0113258742 | SCHRODER INTL EURO CORP-CAC | - | 3.34 |
| LU0248041781 | JPMORGAN F-AMERICA EQTY-IACC | - | 3.02 |
| LU0988443767 | ALLIANZ-EURO INFL LINK BD-WT | - | 2.66 |
| IE00B3RW8498 | NOMURA-US HIGH YLD BD-I USD | - | 2.63 |
Percentage asset types (2021/08/31)
| 67.70 % | Bonds Markets |
| 16.01 % | Money Markets |
| 9.17 % | Alternative Markets |
| 7.13 % | Equity Markets |
| 0.00 % | Equity Futures |
Disclaimer
| Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed. |
