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YOU INVEST GREEN solid VT


Mixed fund with dynamic asset allocation (max. 10% equity exposure)

ISIN:
AT0000A11FG8

2023/01/27
NAV
108.3200
Difference 0.06% (0.06)

General attributes

Fund typeDefensive Balanced Funds
Investment companyErste Asset Management GmbH
CurrencyEUR
TypeVT
Begin of subscription period-
Inception2013/11/04
Licenced inAT,CZ,DE,HR
Duration of fundopen end
Total assets101,026,094.24 EUR
Fiscal year01/01 - 12/31
Initial charge0.75%
Management fee0.60%
Ongoing charges0.88%
Minimum investmentAccording to offer
Account number-
Recommended holding periodAt least 2 years
Investor experience-
Investor tolerance2 (scale 1-7)
Disclosure RegulationArticle 8

Fund PDF download

ProspectusPDF Download
Key Information Document (KID)PDF Download
ESG InformationPDF Download
CZ DisclaimerPDF Download

Fund annual reports

Annual Reports2021/12/31PDF Download
First-Half Report2022/06/30PDF Download
Scale: ABS REL


The chart shows the current fund share unit price (NAV) of the nominal value of an investment company proclaimed on that working day. Performances under 12 month have only little informative value.  Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.
Advantages Details you should be aware of
A modern, active investment strategy ensures a fair balance of risk and return. The broad investment in a vast array of asset classes allows for a significant degree of risk diversification, which may reduce the risk of capital losses. You can sell your YOU INVEST fund at any time at the current redemption price. Investments on the capital markets are subject to market price fluctuations. Capital loss is possible. Foreign exchange fluctuations may have a negative effect on the price of the fund. Risks that may be significant for the fund are in particular: credit and counterparty risk, liquidity risk, custody risk, derivative risk and operational risk. Comprehensive information on the risks of the fund can be found in the prospectus or the information for investors pursuant to § 21 AIFMG, section II, "Risk information".

Secondary market

Purchase of share certificates
Investing in the open-end mutual funds is very easy. If you have already invested with Česká spořitelna, simply remit the invested amount to the collection account number of the selected fund and indicate your MUIN (number of your investment account) as the variable symbol. A comfortable method of investing is represented by GEORGE Internetbanking.

Sale of share certificates

To sell certificates visit any branch of Česká spořitelna or use the GEORGE Internetbanking services.

For new clients

If you have not invested with Česká spořitelna, contact your personal consultant or visit any branch of Česká spořitelna, where we will be happy to answer your questions and help you choose the best investment solution. You just have to make one visit to the Česká spořitelna branch and then you may make investments without any further visits.

 
ČS list of charges for mutual funds unit trading



Risk notes according to 2011 Austrian Investment Fund Act

Unless explicitly noted otherwise, performance figures for periods of less than five years always start from the launch of the fund. Performance figures for periods of less than 12 months in particular are not indicative of a fund’s development due to their short-term nature.
YOU INVEST GREEN solid may make significant investments in demand deposits or time deposits with a maximum maturity of 12 months pursuant to section 72 of the 2011 Austrian Investment Fund Act.
YOU INVEST GREEN solid may make significant investments in investment funds (UCITS, UCI) pursuant to section 71 of the 2011 Austrian Investment Fund Act.


Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Performance goal and investment strategy

YOU INVEST GREEN solid offers investors a dynamic mix of different asset classes. Within the YOU INVEST product family for private customers, it is the fund with the lowest risk appetite and suitable for long-term capital accumulation. In return, a correspondingly lower increase in value is expected. The focus is on price stability. The portfolio is continuously monitored by our experts and regularly optimized in line with current market opportunities. The fund management is managed within a comprehensible and structured investment process.
Investment decisions align with the ERSTE AM responsible approach, considering sustainable and ethical selection criteria. The fund invests up to 10% in equities or equity funds and up to 100% in bonds or bond funds.

The fund employs an active investment policy and is not oriented towards a benchmark. The assets are selected on a discretionary basis and the scope of discretion of the management company is not limited.

For further information on the sustainable focus of YOU INVEST GREEN solid as well as on the disclosures in accordance with the Disclosure Regulation (Regulation (EU) 2019/2088) and the Taxonomy Regulation (Regulation (EU) 2020/852), please refer to the current Prospectus, section 12 and the Annex "Sustainability Principles". In deciding to invest in YOU INVEST GREEN solid, consideration should be given to any characteristics or objectives of the YOU INVEST GREEN solid as described in the Fund Documents.

Performance (2022/12/30)

Period YTD
6m
1Y
(% p a)
3Y
(% p a)
5Y
(% p a)
10Y
(% p a)
since inc.
(% p a)
Perf -10.72 - -10.72 -2.35 -1.15 - 0.57

Annual performance in % (2022/12/30)

Period 2018 2019 2020 2021 2022
Perf -3.81 5.37 2.48 1.73 -10.71

Funds ratio of bonds (2022/12/30)

Average Yield4.85 %
Average time to maturity7.06 years
Duration in years4.29 years
Modified duration4.11 %

Performance Calculator

Try to calculate the historical performance of the fund with our calculator.

Minimum & maximum performance in % p.a. (2022/12/30)

1Y
12.77
 
-12.44
3Y
3.46
 
-2.88
5Y
1.78
 
-1.84

Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Top holdings (2022/12/30)

ISINNameCurrency%FA
LU1806494412A-A.I.US C. IHEEOAEUR17.54
AT0000A0PHJ4ERSTE RESPON.BD EO CORP.TEUR15.08
LU0907928062DPAM L-BDS.EM SUST.FCEOEUR10.21
LU2080995587SISF-SUS.EO CR. CEOAEUR10.12
AT0000A2SQ86APOLLO NACHH.HIGH YIELD BOND A2SEUR7.66
AT0000A2DY001.RES.BD G.H.Y. R01EOTEUR7.63
AT0000812995ERSTE BD EO MUENDELR.TEUR4.38
LU0336683767DPAM L-BD.GO.SUS.HE.FICEUR4.37
AT0000A0K2G5T 1852 TEUR4.26
AT0000A0K2C4T 1851 TEUR4.26

Percentage holdings by region (2022/12/30)

45.14 %North America
19.86 %Industrialised nations, supraregional
18.17 %Western Europe
8.71 %Emerging markets, supraregional
8.12 %Japan

Percentage asset types (2022/12/30)

88.02 %Bonds
7.38 %Equities
4.60 %Money market / Short-term investments



Disclaimer

Full names of open Mutual funds are given in the fund statutes (prospectuses). Pursuant to rules applicable to collective investment, the manager informs that neither the current or expected performance will guarantee the future performance. Investment in investment certificates contains the risk that the current value of amount invested and yields on the amount will fluctuate; thus return on the amount invested is not guaranteed. All information provided herein is of informative nature only and it should not substitute the statute (prospectus) or give its overall summary. Before using this website/information for investment, you should consult consultants of Česká spořitelna. If any yield is mentioned in the reference material, you should always bear in mind that past yields will not guarantee future yields, that any investment is subject to the risk of value fluctuations and change of exchange rates, and that return on the amount invested or profit margin cannot be guaranteed.

Know-How

 
In our know-how area you can find all relevant details on the different types of bonds. The tutorial gives you selected information about the functionality of bonds and assists you in making your investment decision. In our glossary we explain the most important keywords and within the FAQ section you can find answers to the most common questions concerning this topic.

Fund chart analyzer

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Performance Calculator

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Performance overview table

Performance of mutual funds for various time periods with weekly updates.

Contact

 
Do you have any further questions which are not covered in our know-how area? Please ask directly our product specialists via our contact form.




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