An interesting yield potential of up to 15 % in three years with a min. 97% return on the nominal value of PDCP PROFIT 21 at its maturity date. 

Every rationally thinking person looks for ways of how to most effectively increase the value of his money. For many it is important to know beforehand what the trend of the investment might be, and most of all what is its yield potential and market risk taken. If these parameters are also important to you, then the Prémiový dluhový cenný papír PROFIT 21 is here for you. It is designed for clients who do not require regular yield payments, but prefer their investments grow depends on the development of equity markets. At the same time, they are willing to accept the volatility of these markets, which can lead to the final value of the investment below the level of its nominal value.

The yield of the three-year Prémiový dluhový cenný papír PROFIT 210 stems from the trend of highly reputable global companies which are marked above all by the low fluctuation in the value of their shares and paying out a high long-term dividend yield.

How does the Prémiový dluhový cenný papír PROFIT 21 work?

• The yield of the three-year PDCP PROFIT 21 depends on the trend of STOXX® Global ESG Leaders Select 50 EUR index.
• On 15/06/2018 the initial value of the underlying asset will be fixed.
• The underlying asset is monitored quarterly. Every quarter the value of the underlying asset is fixed on the observation day.
• The average value of the underlying asset is calculated from the sum total of these 12 values gained during observation. It is compared with its initial value.
• During the duration of the premium bond the negative value may also be included.
• The total payment value is calculated at the maturity date as follows: 100 % of nominal value of the premium bond + participation 100% × (average value from 12 observations of the underlying asset/initial value – 1).
• Even with bigger market drop, the minimum return of the premium bond at its maturity date is 97% of its nominal value (see Note).
• The maximum level of the premium is fixed at 15 % of the nominal value of the PDCP PROFIT 21, for the duration of i.e. in 3 years.
• The regular observation and averaging of the obtained values partly protect the investor from any sharp fall in the prices of the monitored underlying asset just before the maturity date. The total yield does not only depend on the closing value of the observed underlying asset, but also on its everage value during  the whole period. Regular observation, however can also reduce the result yield (for example when the underlying asset rises just before maturity).

Examples of scenarios at maturity – see the leaflet

• The Premium Bond maturity date is 28 June 2021
• Česká spořitelna pays out the yield and nominal value 
• It takes 3 working days to settle the buying and selling of the Premium Bond