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Prémiový dluhopis ŠANCE 4


Date: 2023/03/31 11:05:00
Bid Ask
101.03 -
Difference 0.01% (0.01)

General attributes

Type of bondStructured bonds and notes
Bond stylesenior
Issuer typefinancial institution
Country of issueAT
Current coupon-
Coupon stylevariable
Coupon payment date-
Coupon payment periodat maturity
Value date2016/02/29
Repayment value100.00
Nominal value10,000
Accrued Interest-
Investor tolerance2 (scale 1-7)
Last trading day2023/04/04

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Legal note

This product is no longer publicly offered. The product-specific content published here is for information purposes only for those who are already invested and does not constitute marketing communication. Erste Group Bank AG no longer consents to the use of the prospectus for a public offering of this product by third parties.
Scale: ABS REL         Instrument

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The chart is composed of values which are the arithmetic average values of bid / ask (MID) from previous working day. Performances under 12 month have only little informative value. Information about previous performance does not guarantee future performance.
Source: Česká spořitelna, a. s.


The interesting potential of a yield up to 25% for seven years with a return of a min. 100% of the bond nominal value at its maturity date.

Responsibility is an essential part of every human activity. So we should behave responsibly when managing our money. But it is not that responsible leaving money lying idly in deposit products in present conditions. Therefore, if you are thinking how best to boost the value of your money in the most conservative way, and not leave it languishing in bank accounts, then the Prémiový dluhopis ŠANCE 4 is just for you.

The yield of the seven-year Prémiový dluhopis ŠANCE 4 is based on the trend of reputable companies which pay out a high dividend yield in the long term. These are represented by the STOXX®Global Select Dividend 100 share index, which includes a hundred very good quality companies from North America, Europe and Asia/Australia (e.g. Allianz, Intel, E.ON, TOTAL, Merck & Co., ROYAL DUTCH SHELL, ZURICH INSURANCE GROUP,  GLAXOSMITHKLINE, Kimberly-Clark and others).

Payment notes

How does the Prémiový dluhopis ŠANCE 4 work?

  • The yield of the seven-year Prémiový dluhopis ŠANCE 4 depends on the trend of the STOXX®Global Select Dividend 100 share index containing stocks with a high dividend yield.
  • On 30 March 2016 the initial value will be fixed of the underlying asset – the STOXX®Global Select Dividend 100 share index.
  • The underlying asset – share index is observed quarterly. Every quarter the underlying asset value is fixed on the observation day.
  • The average value of the underlying asset is calculated from the total of these 28 values obtained as part of the observations. This is compared with its initial value.
  • The total yield at the maturity date of the Prémiový dluhopis ŠANCE 4 is calculated as follows: participation of 50% × (average of the values of the underlying assets from all of the 28 observations/initial value of the underlying asset – 1),
  • The maximum premium is fixed at 25% for the duration of the Prémiový dluhopis ŠANCE 4, i.e. for 7 years.
  • A negative value may be included during the lifetime of the premium bond. If the resulting value of the total yield of the premium bond is negative, 100% of its nominal value will be paid out at the maturity date.
  • Regular observations and the averaging of the obtained values partially protect the investor from any sharp fall of the prices of the observed underlying asset – the STOXX®Global Select Dividend 100 share index just before the maturity date. The total yield of the Prémiový dluhopis ŠANCE 4 in fact does not depend just on the closing value of the underlying asset.

For examples of scenarios at the maturity date see the leaflet


  • the maturity date of the Premium Bond is 12 April 2023
  • Česká spořitelna pays out the yield and nominal value
  • it takes 3 working days to settle the buying and selling of the premium bond

Secondary market

  • minimum purchased amount: 1 piece
  • This premium bond can only be sold on the market, the price the client sells listed in the exchange rate list is only indicative.
  • The price for procuring the sale is determined by the valid price list, it currently amounts to a maximum of 0.5% of the trade volume.


Globální akciový index STOXX®Global Select Dividend 100, který zahrnuje sto velmi kvalitních společností ze Severní Ameriky, Evropy a Asie/Austrálie  (např. Allianz, Intel, E.ON, TOTAL, Merck & Co., ROYAL DUTCH SHELL, ZURICH INSURANCE GROUP, GLAXOSMITHKLINE, Kimberly-Clark a další).


In our know-how area you can find all relevant details on the different types of bonds. The tutorial gives you selected information about the functionality of bonds and assists you in making your investment decision. In our glossary we explain the most important keywords and within the FAQ section you can find answers to the most common questions concerning this topic.


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